Optimum health in the New Year begins with good quality healthcare. But finding the right health care insurance can be a confusing process.
Licensed insurance agent Patrick Althof of HealthMarkets Insurance Agency is aware of the frustration and uncertainty we experience when choosing the right healthcare for our needs and budget.
“HealthMarkets is a full service brokerage with access to top-rated insurance companies in Ohio,” Althof says. “We offer choice, convenience and counsel. And there is never any fee for our services.”
Althof was a grade school English teacher before he made the jump to insurance agent. “I’m still teaching by educating my clients and families on their options for health care in 2016.”
One of the biggest issues facing companies with 100 employees or fewer is an increase in premiums in 2016. “I’m helping business owners make the transition to individual insurance coverage for their employees.”
Althof says health care has actually become simpler since the Affordable Care Act. “You can purchase health care coverage from Healthcare.gov, through a private insurance company or through your employer. My job is to help you make an informed decision.”
He enjoys meeting with clients to review their needs and find the best plan for them. “I help my clients balance their health care needs against their budget. Price is important, but the right coverage is important, too.
“For instance, one of my clients came in to see me because her employer had dropped her from a full time position to part time. She has two children and had never purchased health insurance on her own. We went through her coverage options and saw that she was eligible for Obamacare. I took care of all the paperwork for her. As long as she owns the policy, I serve as her agent. She can call me to check on her plan’s benefits and find out what doctors are in her network. I’m here to help.”
Althof explains that a face-to-face connection is important, although he is happy to advise customers over the phone as well. “It gives me a lot of pleasure when a client realizes that choosing healthcare is as easy as picking up the phone and talking to me.”
HealthMarkets Insurance Agency offers a full suite of insurance plans including medical, Medicare supplemental, dental, vision, disability and life and is located at 3705 Medina Road. Phone 216.407.9824 or online at HealthMarkets.com/PAlthof.